PUNBINBBKOL – PUNJAB NATIONAL BANK · KOLLAM
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SWIFT/BIC code structure
PUNB identifies the bank, IN is the ISO country code for India, BB identifies the location, and KOL identifies a particular branch.
Bank and branch information
Before sending money to India
Currency commonly used: INR. For an international transfer to India, the receiving bank may ask for the beneficiary name, account number and local routing details in addition to this SWIFT/BIC code.
- SWIFT/BIC code
- Account number
- IFSC code when requested
- Beneficiary name
Indian banks commonly use IFSC for domestic routing and SWIFT/BIC for international routing.
What if the SWIFT code is wrong?
If the bank is correct but the branch code is wrong, the payment may reach the bank head office and then be redirected. If the bank or country code is wrong, the transfer can be delayed, returned or reviewed manually by the banks.
Always verify the code with the recipient or receiving bank before sending a large payment. See our wrong SWIFT code guide for more detail.
Use the SWIFT/BIC validator or search the global bank code database.