MELNUS3B – BNY MELLON, NATIONAL ASSOCIATION USD
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SWIFT/BIC code structure
MELN identifies the bank, US is the ISO country code for United States, 3B identifies the location, and XXX indicates a head office or default branch.
Bank and branch information
Before sending money to United States
Currency commonly used: USD. For an international transfer to United States, the receiving bank may ask for the beneficiary name, account number and local routing details in addition to this SWIFT/BIC code.
- SWIFT/BIC code
- Beneficiary account number
- Domestic routing number when requested
- Beneficiary name and address
US domestic wires may also require a Fedwire ABA routing number.
What if the SWIFT code is wrong?
If the bank is correct but the branch code is wrong, the payment may reach the bank head office and then be redirected. If the bank or country code is wrong, the transfer can be delayed, returned or reviewed manually by the banks.
Always verify the code with the recipient or receiving bank before sending a large payment. See our wrong SWIFT code guide for more detail.
Use the SWIFT/BIC validator or search the global bank code database.